What to Know Before Buying New Construction in Florida

What to Know Before Buying New Construction in Florida

Buying a brand-new home in Florida sounds like a dream—and for many, it is. New construction can offer modern layouts, energy-efficient features, and the excitement of customizing your space from the ground up. But before you sign a builder contract or start picking finishes, there are some critical things you should know to make sure your dream home doesn’t come with unexpected challenges.

1. You Can (and Should) Have Your Own Agent

Many buyers assume the builder’s sales rep is looking out for their best interest. While they’re helpful, remember—they work for the builder. Having your own real estate agent costs you nothing as a buyer and ensures you have someone advocating for you, reviewing contracts, and negotiating on your behalf. Florida contracts can be complex, especially with builder addendums. A professional can help you navigate them.

2. Stick to a Realistic Budget—Especially with Upgrades

It’s easy to get swept up in the design center experience—upgrades galore! But those beautiful model home features often come with hefty price tags. Set your budget early and know where upgrades make the most impact (like kitchen cabinets or flooring). Don’t let your final price balloon past your comfort zone.

3. Yes, You Still Need a Home Inspection

Just because it’s new doesn’t mean it’s perfect. A third-party home inspection can catch construction defects, incomplete work, or safety issues before you close. It’s an extra step, but one that can save you thousands and give you peace of mind.

4. Understand the Builder’s Contract and Warranty

Builder contracts are very different from standard Florida real estate contracts. They’re written by the builder’s attorneys and heavily favor the builder. Timelines, cancellation policies, deposit rules, and even the definition of “completion” can vary. Review these documents closely and ask questions. Also, find out what’s covered under the builder’s warranty—and what isn’t.

5. Ask About Construction Timelines and Delays

Florida is booming with development, and that can mean material shortages, labor delays, or weather-related setbacks. Ask about realistic timelines and how delays are handled. Will your rate lock expire? Can you extend it? What happens if your lease ends before the home is ready?

Bottom Line:

Buying new construction in Florida can be an amazing experience—but it’s not as simple as picking a lot and waiting for move-in day. With the right guidance, realistic expectations, and a plan in place, you can avoid common pitfalls and enjoy the process.

Have questions about buying new construction in Florida? Let’s connect. I’ll walk you through every step, make sure you’re protected, and help you make confident decisions—before you ever walk into a builder’s office.